> For the complete documentation index, see [llms.txt](https://whitepaper.vnst.io/hakifi-documents/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://whitepaper.vnst.io/hakifi-documents/referral/how-to-calculate-commission-rate.md).

# How to calculate commission rate

**For individual referrals:**

The commission rate an individual receives will be proportional to each individual's level. The higher the total contract deposit, the higher the individual's rank will be.

<br>

| Level | <p>Level Up Conditions</p><p>(Total cumulative payout)</p> | Commission |
| ----- | ---------------------------------------------------------- | ---------- |
| 1     | Under 20,000 USDT                                          | 1%         |
| 2     | From 20,000 USDT                                           | 2%         |
| 3     | From 50,000 USDT                                           | 3%         |
| 4     | From 100,000 USDT                                          | 4%         |
| 5     | From 200,000 USDT                                          | 5%         |
| 6     | From 400,000 USDT                                          | 6%         |
| 7     | From 600,000 USDT                                          | 7%         |
| 8     | From 800,000 USDT                                          | 8%         |
| 9     | Over 1,000,000 USDT                                        | 10%        |

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For example:

User A recommends Hakifi to his friends

When A's friends have opened 20 insurance policies and received a deposit refund or payment of a total of 25,000 USDT, A will now be promoted to level 3 and receive a commission rate of 3% of the total accumulated deposit.<br>

**For community development partners**

<table data-header-hidden data-full-width="true"><thead><tr><th width="89"></th><th width="179"></th><th width="169"></th><th width="125"></th><th width="124"></th><th width="129"></th><th></th></tr></thead><tbody><tr><td><strong>Level</strong></td><td><strong>Conditions for promotion</strong><br><strong>(Total cumulative deposit)</strong></td><td><p><strong>Maintenance Conditions</strong> </p><p><strong>(Minimum total deposit 1 month)</strong></p></td><td><strong>Direct Commission</strong></td><td><strong>Indirect Commission</strong></td><td><strong>Commission Layer</strong></td><td><strong>Bonus</strong></td></tr><tr><td>1</td><td>Under 20,000 USDT</td><td>10,000 USDT</td><td>1%</td><td>0.3%</td><td>4</td><td>50 USDT</td></tr><tr><td>2</td><td>From 20,000 USDT</td><td>20,000 USDT</td><td>2%</td><td>0.3%</td><td>4</td><td>100 USDT</td></tr><tr><td>3</td><td>From 50,000 USDT</td><td>25,000 USDT</td><td>3%</td><td>0.3%</td><td>4</td><td>200 USDT</td></tr><tr><td>4</td><td>From 100,000 USDT</td><td>30,000 USDT</td><td>4%</td><td>0.3%</td><td>4</td><td>400 USDT</td></tr><tr><td>5</td><td>From 200,000 USDT</td><td>40,000 USDT</td><td>5%</td><td>0.3%</td><td>4</td><td>800 USDT</td></tr><tr><td>6</td><td>From 400,000 USDT</td><td>45,000 USDT</td><td>6%</td><td>0.3%</td><td>4</td><td>1,500 USDT</td></tr><tr><td>7</td><td>From 600,000 USDT</td><td>50,000 USDT</td><td>7%</td><td>0.3%</td><td>4</td><td>2,400 USDT</td></tr><tr><td>8</td><td>From 800,000 USDT</td><td>50,000 USDT</td><td>8%</td><td>0.3%</td><td>4</td><td>4,550 USDT</td></tr><tr><td>9</td><td>Over 1,000,000 USDT</td><td>50,000 USDT</td><td>10%</td><td>0.5%</td><td>4</td><td>10,000 USDT</td></tr></tbody></table>

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**For example:**

Partner A (F0) participates in Hakifi's community referral program.

After 1 month of operation, partner A reached a total accumulated deposit of 50,000 USDT corresponding to level 3.

Then A will receive a reward of 200 USDT and a direct commission of 3% (from F1's deposit) and an indirect commission of 0.3% (from F2,F3's deposit). So then the total commission partner A (F0) can receive is:

Total commission = 3% F1 margin + 0.3% F2 margin + 0.3% F3 margin

However, to maintain and continue to upgrade to the current level next month, partner A needs to meet the maintenance conditions: Minimum total deposit per month is 25,000 USDT per month.

<br>